The official announcement from Apple falls short: Apple Pay is coming “soon” to Germany. CEO Tim Cook had promised in the beginning of August that it should be in the course of the year so far. On the Website for the product, there is even now no precise information, but at least one of the first banks to support Apple Pay to launch in Germany.

Including the German Bank, the HypoVereinsbank, Fidor, and the Hanseatic Bank, Comdirect and O2 Banking, but also Fintechs as N26 and boon, bunq, Vimpay and Edenred. In addition, the three major credit card companies American Express, Visa and Mastercard (including Maestro).

Apple Pay also works in Apps and on Websites

users can utilize Apple Pay to pay with your iPhone or your Apple Watch in all the transactions that have an NFC-enabled Terminal for contactless payments. The super markets such as Aldi, Netto, Real, Lidl and purchase country, fashion chains such as Esprit, H&M, s. Oliver, also McDonald’s, Tchibo, Vapiano, Starbucks, the Berlin transport companies, and even the roadhouse toilet operator Sanifair.

Also in Apps, Apple Pay via the iPhone or iPad. To order the service in online shop, you need a Mac with Safari Browser.


In the U.S. there is Apple Pay, for about four years, in Germany so far only the competitors, Google Pay, as well as various offers of individual banks and the savings banks. Apple requires 0.15 of a percentage of sales per transaction.